(888) 987-1276

Flexible DSCR Loans

DSCR as low as .75

Speak to a Loan Advisor Today!

Flexible DSCR Loans

DSCR as low as .75

DSCR Mortgage Loans

Real estate investment financing with flexible Debt Service Coverage Ratio (DSCR) terms and fast closings for single-family rentals, townhomes, condos, and 2-4 unit properties.

30-Year Fixed, ARM Products, and Interest-Only Options
Up to 80% LTV for Purchase and Rate & Term
Up to 75% LTV Cash-Outs
Portfolio Loans Available
Backed with confidence by one of the nation's largest DSCR lenders for landlords. Speak to one of our experienced loan advisors to get a quote today!

Rental Mortgage Loans

Real estate investment financing with flexible Debt Service Coverage Ratio (DSCR) terms and fast closings.

Eligible Properties: Single Family Rental, Townhome, Condo, 2-4 Unit
30-Year Fixed, ARM Products, and Interest-Only Options
Up to 80% LTV for Purchase and Rate & Term
Up to 75% LTV Cash-Outs
Portfolio Loans Available
Backed with confidence by one of the nation's largest DSCR lenders for landlords. Speak to one of our experienced loan advisors to get a quote today!
a603ba74-biggerpockets-logo-png_1000000000000000000028
think-realty-logo.
Untitled design (7)-2
DSN-Masthead
press-logo-huffington-post-600x178
Inc._magazine_logo
Forbes_logo.svg
EXPLORE OUR LOANS

Over $1B in Loans to Repeat Clients

rental_loan_icon

Rental

Finance your rental property with flexible terms - made for landlords.
 
• 30-Year Fixed, ARM Products, and Interest-Only Options

• Approvals Based on Debt Service Coverage Ratio

• Flexible Prepayment Penalty Options
fix_and_flip_icon

Fix & Flip

Maximize your leverage and funds for the repairs of your property.
 
• Up to 92.5% LTC

• Up to 100% of Rehab Costs

• No Interest Charged on Undrawn Rehab Funds
 
• No Prepayment Penalties
fix_rent_loan_icon

Fix to Rent

Turn rehabs into rentals, all with one lender.
 
• Extra 1% Off Your Total Rate*

• Finance Purchase Plus Repair Costs

• Roll into a Refinance & Receive a 50% Discount on Origination Fees
sfr_portfolio_loan_icon

SFR Portfolio

One simple payment for multiple properties.
 
• Up to 80% LTV Purchase, Rate/Term
 
• Up to 75% LTV Cash-Out Refi

• Minimum 5+ Properties

• 30-Year Amortizations or Interest-Only Available

*1% off total rate only applies to Fix to Rent loan applications.

About LendingOne

LendingOne is a direct private real estate lender focused on providing excellent client service, a professional approach and true reliability. Our industry experts provide a tailored strategy and one-on-one transaction support to help you grow your real estate investment portfolio. We help part-time real estate investors, large landlords, developers and real estate funds; all with the same passion for success.

Whether you have 2 or 2,000 rental properties, we make lending easier than traditional DSCR bank loans. Connect with your local rental investment lending expert today! 
Real Estate Investor

About LendingOne

Real Estate Investor

LendingOne is a direct private real estate lender focused on providing excellent client service, a professional approach and true reliability. Our industry experts provide a tailored strategy and one-on-one transaction support to help you grow your real estate investment portfolio. We help part-time real estate investors, large landlords, developers and real estate funds; all with the same passion for success.

Whether you have 2 or 2,000 rental properties, we make lending easier than traditional DSCR bank loans. Connect with your local rental investment lending expert today! 

Featured DSCR Real Estate Loans

Featured Single Family Rental Loans

Untitled design (2)-4

$510,303

Arizona | Refinance
30-Year Fixed, 10-Year IO
Untitled design (3)-4

$325,500

Texas | Purchase
30-Year Fixed
Untitled design (4)-1

$361,760

Georgia | Refinance
30-Year Fixed, 10-Year IO