Rental Loans for Part-Time Investors

Thousands of Real Estate Investors Trust Us Each Year

Investor Select Program:
For Part-Time Rental Investors

  • Part-time investors with a full-time job and a W2
  • Own less than 10 rental properties
  • 5/1 ARMs & 30-Year Fixed-Rates 
  • Up to 75% LTV Purchase & Refinances 
  • Up to 70% LTV Cash-Outs
  • Refinances, Cash-Outs, and Purchases 
Think Realty
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The Huffington Post

Real Estate Loans to Fund Your Vision

Fix & Flip

Competitive Rates and Leverage


Loans from $2-10M for value-add projects

Portfolio Rentals

Loans for 5-200 Rental Properties at a time

Fix to Rent

BRRRR. Easy options to convert to Rental Loans

New Construction

Loans from $500K to $5M 12-24 Month Term

Over $1B of Loans to Repeat Clients

LendingOne is a direct private real estate lender focused on providing excellent client service, a professional approach and true reliability. Our industry experts provide a tailored strategy and one-on-one transaction support to help you grow your portfolio. We help part-time investors, large landlords, developers and real estate funds; all with the same passion for success.

Whether you have 2 or 2,000 properties, we make lending easy. Connect with your local direct lending expert today!

Multifamily Bridge

$8,500,000 | Atlanta, GA | 50 Units

New Construction

$4,083,000 | Carlsbad, CA | 10 Townhomes

Bridge Acquisition

$5,250,000 | New York, NY | Luxury Condo

"Having only dealt with banks, I was unaware that any lender could be as flexible a LendingOne. Time to close was so fast that I was able to convert from an all-cash deal to financing in a matter of days."

-David H

"Just wanted to thank you for another very smooth and successful closing of our new term and rate loan. As with our previous LendingOne loans your team is professional and very proactive to make it happen as scheduled."

-Stephen U.

LendingOne, LLC serves as the originating entity for all loans and is licensed under NMLS ID # 1508627, Arizona Mortgage Banker License # BK-0944181, California Finance Lender License # 60DBO-58915, Minnesota Residential Mortgage Originator License # MN-MO-1508627, Oregon Mortgage Lenders License # 5529 and Vermont Commercial Lender License # 1508627 CLL. LendingOne, LLC currently does not lend in the following states: Alaska, Nevada, North Dakota, South Dakota and Utah. LendingOne, LLC is licensed or exempt from licensing in all other states. Loans only apply to residential, non-owner occupied properties. Rates, terms and conditions offered only to qualified borrowers, may vary upon loan product, deal structure, property state or other applicable considerations, and are subject to change at any time without notice, shall only constitute a general, non-binding expression of interest on the part of LendingOne, LLC, do not create any legally binding commitment or obligation on the part of LendingOne, LLC, and are expressly subject to LendingOne, LLC’s credit, legal and investment approval process. Closing times are in business days and commence upon receipt of appraisal payment and satisfaction of borrower conditions. Closing times may be delayed due to appraiser property access limitations or availability in certain markets. Rates are as of 05/01/2021.